> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://odix.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What Is The Odix Earn Vault?

Odix Earn lets you put USDT or USDC into a vault managed by our strategy partner. The vault deploys funds across decentralised finance (DeFi) protocols to earn a variable yield. Earn is a separate service: your Earn funds are held in USDT/USDC. The APY shown in the app is variable and not guaranteed.

Odix Earn isn't offered in the UAE or in jurisdictions under comprehensive US sanctions (see https://odixpay.com/legal/earn).

Odix Pay is not a crypto wallet, does not provide any crypto custody service, and does not operate as a crypto buy/sell, Bitcoin/BTC or crypto investment platform.